:root{
  --ink:#13202b;
  --navy:#0b2135;
  --navy2:#123a58;
  --blue:#1f6d9b;
  --sky:#eaf4fa;
  --mist:#f5f8fa;
  --line:#d8e2e9;
  --white:#fff;
  --muted:#5c6a74;
  --ok:#145c3b;
  --warn:#8a5a00;
  --shadow:0 18px 50px rgba(8,31,50,.11);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  color:var(--ink);
  background:var(--white);
  font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;
  line-height:1.65;
}
a{color:var(--blue)}
img{max-width:100%}
.shell{width:min(1120px,calc(100% - 36px));margin:auto}
.site-header{
  position:sticky;top:0;z-index:20;
  background:rgba(11,33,53,.97);
  border-bottom:1px solid rgba(255,255,255,.12);
  backdrop-filter:blur(10px)
}
.header-row{min-height:80px;display:flex;align-items:center;justify-content:space-between;gap:22px}
.identity{display:flex;align-items:center;gap:13px;text-decoration:none;color:#fff}
.identity img{width:52px;height:52px;object-fit:contain}
.logo-fallback{
  display:none;width:48px;height:48px;border-radius:12px;
  place-items:center;background:#fff;color:var(--navy);font-weight:800
}
.identity-text{display:flex;flex-direction:column;line-height:1.2}
.identity-text strong{font-size:1.08rem}
.identity-text small{margin-top:5px;color:#c8d7e2;font-size:.78rem;letter-spacing:.03em}
.site-nav{display:flex;gap:8px;align-items:center}
.site-nav a{
  color:#edf5fa;text-decoration:none;padding:10px 12px;border-radius:7px;
  font-size:.94rem;font-weight:650
}
.site-nav a:hover,.site-nav a:focus{background:rgba(255,255,255,.1)}
.nav-toggle{display:none;background:#fff;border:0;border-radius:6px;padding:9px 12px;font-weight:700}
.hero{
  overflow:hidden;
  background:
    radial-gradient(circle at 83% 18%,rgba(74,161,207,.24),transparent 27rem),
    linear-gradient(135deg,#0b2135,#123a58 70%,#17547a);
  color:#fff
}
.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:54px;align-items:center;padding:82px 0}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-weight:800;font-size:.78rem;color:#99d3f0}
.hero h1{font-size:clamp(2.55rem,5vw,4.8rem);line-height:1.02;margin:.4rem 0 1.35rem;max-width:820px}
.hero p{font-size:1.15rem;max-width:760px;color:#e4eef5}
.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.btn{
  display:inline-flex;align-items:center;justify-content:center;
  padding:13px 19px;border-radius:8px;text-decoration:none;font-weight:800;border:1px solid transparent
}
.btn-primary{background:#fff;color:var(--navy)}
.btn-secondary{color:#fff;border-color:rgba(255,255,255,.45)}
.hero-card{
  background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.23);
  border-radius:18px;padding:28px;box-shadow:var(--shadow)
}
.hero-card h2{color:#fff;margin-top:0}
.hero-card ul{padding-left:20px}
main{min-height:55vh}
.section{padding:70px 0}
.section-soft{background:var(--mist);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.section h1,.section h2,.section h3{color:var(--navy);line-height:1.2}
.section h1{font-size:clamp(2rem,4vw,3.25rem);margin-top:0}
.section h2{font-size:clamp(1.65rem,3vw,2.45rem)}
.lead{font-size:1.12rem;max-width:830px;color:#354653}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:30px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}
.card{
  background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px;
  box-shadow:0 9px 26px rgba(13,44,68,.06)
}
.card h3{margin-top:0}
.icon{
  width:44px;height:44px;border-radius:12px;background:var(--sky);color:var(--navy2);
  display:grid;place-items:center;font-weight:900;margin-bottom:17px
}
.notice{
  border-left:5px solid var(--ok);background:#edf8f2;padding:22px 24px;border-radius:8px
}
.notice h2,.notice h3{margin-top:0}
.disclosure{
  background:#fff;border:1px solid var(--line);border-radius:12px;padding:20px;
  font-size:.96rem
}
.pill{
  display:inline-block;padding:5px 9px;border-radius:999px;background:var(--sky);
  color:var(--navy2);font-size:.78rem;font-weight:800
}
.checklist{padding-left:0;list-style:none}
.checklist li{position:relative;padding-left:28px;margin:10px 0}
.checklist li:before{content:"✓";position:absolute;left:0;color:var(--ok);font-weight:900}
form{
  max-width:790px;background:#fff;border:1px solid var(--line);
  border-radius:14px;padding:30px;box-shadow:var(--shadow)
}
label{display:block;font-weight:750;margin:17px 0 7px}
input[type=text],input[type=email],input[type=tel],textarea,select{
  width:100%;border:1px solid #aebec9;border-radius:7px;padding:12px 13px;
  font:inherit;background:#fff
}
input:focus,textarea:focus,select:focus{outline:3px solid rgba(31,109,155,.18);border-color:var(--blue)}
.consent-row{display:grid;grid-template-columns:24px 1fr;gap:12px;margin-top:24px}
.consent-row input{width:19px;height:19px;margin-top:5px}
.consent-row label{margin:0;font-weight:450}
.required{color:#a41414}
.small{font-size:.9rem;color:var(--muted)}
table{width:100%;border-collapse:collapse}
th,td{padding:12px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
th{color:var(--navy)}
.site-footer{background:#081b2b;color:#d8e4ec;padding-top:42px}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:36px}
.footer-grid p{color:#aebfca;max-width:380px}
.footer-grid a{display:block;color:#d8e4ec;text-decoration:none;margin-top:8px}
.footer-bottom{
  display:flex;justify-content:space-between;gap:20px;
  border-top:1px solid rgba(255,255,255,.12);padding:22px 0;margin-top:36px;
  font-size:.86rem;color:#9fb2bf
}
.status{padding:14px 16px;border-radius:8px;margin-bottom:20px}
.status-error{background:#fff0f0;border:1px solid #e7b3b3;color:#7a1111}
@media(max-width:880px){
  .hero-grid,.grid-3,.grid-2,.footer-grid{grid-template-columns:1fr}
  .hero-grid{padding:62px 0}
  .hero-card{max-width:620px}
  .nav-toggle{display:block}
  .site-nav{
    display:none;position:absolute;left:18px;right:18px;top:72px;
    flex-direction:column;align-items:stretch;background:var(--navy);
    padding:12px;border-radius:10px;box-shadow:var(--shadow)
  }
  .site-nav.open{display:flex}
  .site-nav a{padding:12px}
}
@media(max-width:560px){
  .identity-text small{display:none}
  .identity img{width:42px;height:42px}
  .section{padding:50px 0}
  form{padding:20px}
  .footer-bottom{flex-direction:column}
}